	(1)	(2)	(3)
VARIABLES	Rate_SI	Rate_SI	Rate_SI
			
D_SISettle	0.009***	0.008***	0.008**
	(0.001)	(0.001)	(0.000)
Constant	0.120***	0.433***	0.433**
	(0.000)	(0.100)	(0.009)
			
Observations	527,745	527,745	527,745
R-squared	0.646	0.650	0.650
Controls	No	Yes	Yes
FE	Yes	Yes	Yes
N_full	739463	739463	739463
Robust standard errors in parentheses			
*** p<0.01, ** p<0.05, * p<0.1			
