	(1)	(2)	(3)	(4)
VARIABLES	Rate_SI	Rate_SI	Rate_SI	Rate_SI
				
D_SISettle	0.004***	0.010***	0.010***	0.009***
	(0.001)	(0.001)	(0.001)	(0.001)
Constant	0.009	0.140	0.439***	0.460***
	(0.111)	(0.113)	(0.112)	(0.114)
				
Observations	241,156	247,893	238,730	221,444
R-squared	0.681	0.682	0.682	0.682
Controls	Yes	Yes	Yes	Yes
FE	Yes	Yes	Yes	Yes
N_full	336804	350212	334359	307807
Robust standard errors in parentheses				
*** p<0.01, ** p<0.05, * p<0.1				
